Good morning and Zero AIwelcome to Friday's The Daily Money. This is Betty Lin-Fisher. Each Friday, I will bring you a consumer-focused edition of this newsletter.

If you have a credit card that earns rewards, are you a spender or a hoarder?

According to a new study, two-thirds of Americans are hoarding rewards. But if you're doing that while still carrying debt, that's a losing strategy, my colleague Medora Lee explains in a story published this morning.

Learn more here.

Uber, Lyft to leave Minneapolis on May 1

After May 1, if you're in Minneapolis you're going to have to find a different way to get around if you rely on ride-sharing services.

Uber and Lyft both announced they'd be leaving one of the Twin Cities after the Minneapolis City Council voted to override a mayoral veto and require the ride-sharing services to enact a pay raise for its drivers.

Find out more in this story.

📰 Consumer stories you shouldn't miss 📰

• Carmakers are tracking and sharing drivers' behavior and reporting to insurance companies – sometimes without consent, the New York Times reports.
• Did you have insurance through the Affordable Care Act marketplace in 2023? What you need to know about taxes.
• Want to learn how to do the cash-envelope system for budgeting?
• McDonalds restaurants around the world are experiencing an outage this morning.
• How green is your next vacation?

🍔 Today's Menu 🍔

With so many alternatives to cow's milk, is milk bad for you? Check out this story, in which a dietician talks about the nutritional value of cow's milk and reasons why you may want to look at alternatives.

About The Daily Money

Each weekday, The Daily Money delivers the best consumer news from USA TODAY. We break down financial news and provide the TLDR version: how decisions by the Federal Reserve, government and companies impact you.